Top 10 PayPal Alternatives

PayPal is an online bank. It allows you to receive payments, save money, transfer money and gives you a chance to shop online. PayPal is very effective, good, strict and very harsh. Security is their main concern, when you open an account with them you will have to pass through many verification processes before they allow you to run an operation in your own account. Being rated the world’s leading online payment processing website, their terms and conditions are somehow wicked. Through various reviews from many PayPal users, if given an alternative they will never use PayPal.

We all understand that internet is full of scams. However, before freezing someone’s account it is good to give them a notice. It is also impossible to open a PayPal account when in Nigeria and other African countries. Here is a list of top 10 PayPal alternatives.

Payoneer-
This is one online payment processing website being used by many users. Even though the opening verifications are many but there is not much headache like in PayPal. Payoneer is one of the best alternatives of PayPal. When you open an account with them a credit card is given to you. You can use the card to shop online and withdraw money from any master card ATM across the world.
Escrow.com-
This is another alternative of PayPal. It is mainly for people who want to buy things such as cars, computers, boats etc. After funding escrow, you can order for a product where escrow will hold your funds until you receive the goods. Once you receive the goods escrow releases the money to the seller of the product.
Payza-
I believe that this is the best alternative of the stubborn PayPal. It has a friendly service with a good transform. Here it is possible to make account transfers. You can also withdraw directly with your bank account.
LibertyReserve-
This is a useful PayPal alternative especially for Forex traders. Through this service you can receive online payments, transfer funds and withdraw funds in your local bank through exchange. It is very popular and very useful.
Digital River-
Through customer’s reviews you will be able to tell it as a good PayPal substitute. It is a company located in Eden PrairieMinnesota and with few years of being formed it has over 40,000 online shop charts. It has played a big role in the growth of e commerce.
Perfect Money-
For those people who perform online investments, this is the best payment process for them. There are not much hurdles like in PayPal and you can withdraw money through an exchange just like Payza.
Certpay-
This is a PayPal alternative for people in Canada. It works with many companies like eBay. You just have to link your account with your bank account where you can easily withdraw your funds.
Merchantic.com-
This is a PayPal alternative for US residents. Their charge is low and offer services such as payment gateway, eBay shopping integration and merchant account etc. This service has a back up with National Merchant Bancard.

Go&Pay-
Even though this service has not been signed by eBay but it can be a good PayPal alternative since you can buy and sell on eBay.
Allpay.net-
This service is available for those who live in UK and some Western European countries. It is signed by eBay company therefore it is a good substitute for PayPal. The services it offers include Swipe card payment, direct debit among others.